Hi, I’m Gary — Ex-Banker, Now in Your Corner
8 years inside the banks taught me how loans really get approved. Now I help Singapore SME owners and homeowners get to the right financing — and the right banker — without the runaround.
I spent 8 years in banking before I finally got tired of the endless rinse-and-repeat. I knew exactly how the inside worked — how deals get assessed, why some applications sail through and others stall — but I wanted to use that knowledge to actually help people, not just hit quotas.
So I started my own agency, Addquity Consultancy, helping business owners with loans and mortgage advisory. My specialty is commercial and industrial property financing — shophouses, factories, strata offices — though I work across the full range of SME and home loans too.
Here’s the honest bit: I’m a former banker, not a licensed financial adviser. I don’t sell you products or charge you advisory fees. What I do is far simpler and more useful — I connect you directly to the right banker for your deal, so you skip the cold queue and get a proper quote faster.
Why I Built This Site
Along the way, I realised I kept explaining the same things to clients over and over — how refinancing windows work, which scheme suits which business, what banks actually look at. So I started writing it all down.
SessyBoss is where I document what I’ve learnt, so anyone can reference it easily. Expect plenty of productivity hacks, financing know-how, and practical tricks for running a business in Singapore. I write mainly for the Singapore SME space — but a lot of it applies wherever you are in the world.
I’m also genuinely passionate about sales, marketing, branding, and coaching solopreneurs on getting their business online with WordPress. If that’s you, you’ll find tools and guides here too.
How I Can Help You
• Home loans & refinancing — HDB, condo, getting you off a bad rate
• SME business financing — working capital, EFS, term loans
• Getting online — WordPress coaching & the right tools for solopreneurs